The case studies presented are hypothetical and do not reflect an actual client. They are for illustrative purposes only.
Bank of America Merrill Lynch is a marketing name for the Retirement Services business of Bank of America Corporation (“BAC”). Banking and fiduciary activities are performed by wholly owned banking affiliates of BAC, including Bank of America, N.A., member FDIC. Brokerage services are performed by wholly owned brokerage affiliates of BAC, including Merrill Lynch, Pierce, Fenner & Smith Incorporated (“MLPF&S”), a registered broker-dealer and member SIPC.
Investment Products:     For Plan Sponsor Use Only. Not For Distribution to Participants.
Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value    
Unless otherwise noted, all trademarks and registered trademarks are the property of Bank of America Corporation. 20111584-1
©2011 Bank of America Corporation. All rights reserved. ARV2C304 | 05-2011